As well as sourcing new vans and other commercial vehicles at low prices, TS4F can help you make buying your new van easier by taking advantage of a low cost finance option.

Every business that we deal with is unique, and in turn each will be best suited by a different finance solution. Our experienced consultants are on hand to give you the best advice and help to make sure that you choose the best finance option to suit the needs of your business.

Contact Hire:

• Contract hire is a really good way for a business to finance new vans and cars – but it doesn’t suit every company.

• The way that contract hire works is very simple. Your company, the hirer, hires cars or vans from the provider for a specific period and makes regular monthly payments to hire them. Typical contract hire periods are two to three years, with some longer and some shorter periods available. The provider, or funder, retains ownership of the vehicles and is responsible for the risks associated with depreciation at the end of the hire.
• At the end of the contract hire period the car or van is returned to the finance company.

Contract Purchase:

• Contract purchase operates in a similar fashion to contract hire in that the car or van is hired for a specific period and the hirer makes regular monthly payments to hire them.

• The main differences between contract hire and contract purchase is that with a contract purchase the hirer is able to buy the car or van at the end of the hire period for a predetermined sum (balloon figure).
• Another key difference between contract hire and contract purchase is that contract purchase is an “on balance sheet” method of funding, whereas contract hire is “off balance sheet”

Finance Lease:

• Not all businesses suit contract hire type agreements, so other van leasing options are applicable.
• Finance leasing is a flexible, tax efficient way for your company to buy the new vans that it needs without using up valuable cash reserves.

• At the end of the finance lease you may actually realise some additional value.e
  

Van Hire:

• Van hire is a flexible way of increasing your van fleet to cover short term needs and as a “backup” for unforeseen circumstances.

• Our van hire service is run in conjunction with one of the UK’s leading car and van hire companies, so we can offer our clients low rental charges, a nationwide delivery and collection service, and fantastic levels of available stock for immediate delivery.
• Using our van hire service you can hire a van (or a car) from anything from a day to several months.

• If you would like to find out more about our van hire service please contact us.

Raising Capital:

• We can, in some circumstances, help our clients to raise capital for their business by using their owned vehicles.
• “Sale and Leaseback”, or “re-financing”, as it is known is a good way for companies that own their vehicles to increase available cash.
• The vehicle, or fleet, is purchased by a funder at proper market value, then the company hires back the vehicle or fleet by using whatever scheme suits their needs best.
• Using sale and leaseback, the burden of depreciation on the vehicle or fleet is immediately put on to the funder, and the company gets an immediate injection of cash to use for whatever they see fit.